Updated for FY 2026-27 · Budget 2026 rules
Money, wedding & document tools that just work
Work out your tax, EMI and savings in seconds, then make a biodata, invitation card or passport photo that's ready to send. Free, no sign-up, and your details never leave your phone.
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Quick calculator
Move the sliders. For full schedules, tax and charts, open the full tool.
Numbers that matter this year
The money facts most people get wrong
Worked out with the same formulas as our calculators.
New regime saves tax at every salary
On a ₹15 lakh salary you pay ₹97,500 in the new regime vs ₹2,02,800 in the old one, even after ₹1.75 lakh of 80C + 80D. Up to ₹12.75 lakh salary, the new regime tax is zero.
See the numbers
| Salary | New regime | Old regime |
|---|---|---|
| ₹8 lakh | ₹0 | ₹28,600 |
| ₹12 lakh | ₹0 | ₹1,11,800 |
| ₹15 lakh | ₹97,500 | ₹2,02,800 |
| ₹20 lakh | ₹1,92,400 | ₹3,58,800 |
| ₹25 lakh | ₹3,19,800 | ₹5,14,800 |
| ₹30 lakh | ₹4,75,800 | ₹6,70,800 |
Time does the heavy lifting in a SIP
₹10,000 a month at 12% a year: you put in ₹30,00,000 over 25 years and it can grow to about ₹1.9 Cr. Most of that comes in the last 10 years.
See the numbers
| Years | Invested | Value |
|---|---|---|
| 5 | ₹6,00,000 | ₹8,24,864 |
| 10 | ₹12,00,000 | ₹23,23,391 |
| 15 | ₹18,00,000 | ₹50,45,760 |
| 20 | ₹24,00,000 | ₹99,91,479 |
| 25 | ₹30,00,000 | ₹1,89,76,351 |
A home loan costs more than you borrow
A ₹50 lakh loan for 20 years at 8.5% means ₹54,13,879 in interest. Paying even ₹5,000 extra a month cuts years off it.
See the numbers
| Amount | |
|---|---|
| EMI | ₹43,391 |
| Loan amount | ₹50,00,000 |
| Total interest | ₹54,13,879 |
| Total paid | ₹1,04,13,879 |
Tax-free savings rates right now
Interest from all three is tax-free. Small-savings rates are reset every quarter; our calculators use the latest ones.
See the numbers
| Scheme | Rate | Period |
|---|---|---|
| EPF | 8.25% | FY 2025-26 rate |
| Sukanya Samriddhi | 8.2% | Oct–Dec 2026 |
| PPF | 7.1% | Oct–Dec 2026 |
Wedding season
Biodata, invitations and Kundli matching in one place
Pick from 45 biodata designs with god icons for every religion, and 22 invitation cards for WhatsApp and print. Check 36-point Guna Milan and keep the wedding budget on track.
Tax & Salary
Work out your income tax under both regimes, your in-hand salary, HRA, capital gains and gratuity, with FY 2026-27 rules.
Income Tax Calculator
New vs old regime for FY 2026-27, with HRA, 80C, 80D and home loan.
In-Hand Salary Calculator
Turn your CTC into the amount that reaches your bank each month.
HRA Calculator
Tax-free HRA with the new 8-city rule for FY 2026-27.
Capital Gains Tax Calculator New
Tax on selling shares and mutual funds: short or long term, with the ₹1.25 lakh exemption.
Gratuity Calculator New
How much gratuity you get after 5+ years, and how much is tax-free.
Income Tax by Salary
Exact tax for ₹5 lakh to ₹50 lakh salaries, step by step.
Loans & Property
Plan a loan, see how much you can borrow, decide whether to prepay, and convert land measurements used across India.
EMI Calculator
Home, car and personal loan EMI with full schedule and prepayment savings.
Land Area Converter New
Bigha, gaj, guntha, cent, kanal, marla, acre and more, by state.
Home Loan Eligibility New
How big a loan you can get on your income, and the property budget it allows.
Prepay Loan or Invest?
Your own numbers decide which plan leaves you richer.
Rent Receipt Generator
Printable monthly rent receipts for your HRA claim.
Security Deposit Receipt
Deposit receipt with clear refund terms for landlords and tenants.
Savings & Retirement
See how SIPs, PPF, FDs, Sukanya Samriddhi, NPS and EPF grow, and plan a comfortable retirement.
SIP Calculator
Monthly SIP, step-up SIP and lumpsum growth, with a goal planner.
PPF Calculator
Maturity and tax-free interest at the current 7.1% rate.
Sukanya Samriddhi Calculator New
Your daughter's SSY maturity at 8.2%, year by year.
NPS Calculator New
NPS corpus, lump sum and monthly pension at 60.
EPF Calculator New
Your PF balance at retirement at 8.25%, with salary hikes.
FD Calculator
Fixed deposit maturity and interest.
Wedding
Everything for the big day: a beautiful biodata, Kundli matching, invitation cards and a wedding budget planner.
Marriage Biodata Maker
45 beautiful designs, god icons for every religion, PDF & JPG.
Wedding Invitation Maker New
Beautiful invitation cards for WhatsApp and print.
Kundli Milan (Guna Matching) New
36-point Ashtakoota matching from birth details, with explanations.
Wedding Budget Planner New
Plan spending by category, track what's paid, print or export.
Documents & Photos
Receipts, invoices, passport and exam photos, and UPI QR standees, ready to print or upload in seconds.
Passport & Exam Photo Resizer New
Crop and resize photos and signatures to exact pixel and KB limits. Print sheets too.
UPI QR Standee Maker New
Printable "Scan & Pay" QR standee for your shop.
Invoice Generator
GST or non-GST invoices with a UPI QR code.
Quotation Generator
Quotations, proforma invoices and delivery challans.
All Receipt Generators
Payment, fee, deposit, maintenance and sale receipts.
Payment Receipt
Receipts for advances, job payments and loan repayments.
How it works
Three steps, no account
- 1
Pick a tool
Search above or browse the five sections. Every tool opens instantly.
- 2
Fill in your details
Results update as you type. Nothing is sent to us; it all runs on your device.
- 3
Save, share or print
Download a PDF or image, share a link with your numbers, or print straight away.
Checked against official rules
Tax slabs from the Finance Act, EPF from EPFO, NPS from PFRDA, savings rates from the Ministry of Finance, and loan limits from RBI. We update them after every Budget and rate change.
Private by design
Calculations, biodatas, invitations and photos are made in your browser. For paid designs we only keep your email and payment record.
Plain answers
We tell you which option saves more and by how much, with the working shown, not just a number.
From the blog
Guides and updates
Questions people ask
Are the calculators really free?
Yes. Every calculator, receipt and document tool is free with no sign-up. Only some premium biodata (₹20) and invitation (₹29) designs are paid; there are free designs too.
Do you store my salary or personal details?
No. Calculations run in your browser and are never sent to us. For biodata and invitation downloads we keep only your email and, for paid designs, the payment record.
Which tax year do the calculators use?
FY 2026-27 (assessment year 2027-28) by default, with FY 2025-26 available in the income tax calculator. We update the rules after every Union Budget.
Can I put a calculator on my own website?
Yes. Open any calculator, scroll to “Add this calculator to your website” and copy the code. It stays up to date automatically.
Start with the one everyone needs
See your tax under both regimes in under a minute.
Open the income tax calculator →