Savings & Retirement guides

Articles about savings & retirement, with calculators to try your own numbers.

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Growing stacks of coins: EPF on a ₹30,000 basic salary can reach ₹1.31 crore by 58

How much will your PF be at retirement? EPF explained with numbers

EPF pays 8.25% and grows quietly every month. See where your 12% goes, how a ₹30,000 basic salary can become over ₹1.3 crore by 58, and when withdrawals are tax-free.

Growth chart: Sukanya Samriddhi reaches ₹71.8 lakh and PPF ₹40.7 lakh, with a piggy bank

Sukanya Samriddhi vs PPF: which is better for your daughter?

Sukanya Samriddhi pays 8.2% and PPF 7.1%, both tax-free. See how much each grows to on ₹1.5 lakh a year, and the rules that matter before you open an account.

Sunset illustration: spending ₹50,000 a month today may need a ₹7.7 crore retirement corpus

How much money do you need to retire in India?

If you spend ₹50,000 a month today, you may need about ₹7.7 crore to retire at 60. Here is how that number is worked out, and the monthly SIP that gets you there.

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